Insurance

Business/Keyman Policy

Do you have that one irreplaceable person in your company? What would you do if he/she suddenly passed away? Keyman insurance is insurance against the death of that key person in your company. It is designed to compensate for the financial loss suffered following the death of that key member of your staff.

Children/Grandchildren

Did you know that there are numerous benefits to buying a life insurance policy for a child before the age of eighteen, including affordable premiums as well as (in most cases) the avoidance of a paramedical exam? With an extended time to grow, there are many unique ways to utilize the cash value of the policy once the child reaches adulthood as well.

Personal Life Insurance

Do you know what type of insurance you need? How much is adequate to take care of you and your family? Life insurance offsets expenses such as medical bills, funeral costs, debts, mortgage payments, and college tuition and provides a financial legacy for your heirs. Don’t sell yourself or those you leave behind short. Make sure you are properly covered.

Longterm Care

According to a 2023 study, private Medicare-certified long-term care nursing home room is over $116,000, and the average in-home care is over $60,000 for forty hours of help per week. Long-term care policies are an efficient way to shield some of the cost burden from your loved ones in advance of the time you may need the care.

Managing your risks in the future

Insurance transfers the financial risk of life's events to an insurance company. By creating an insurance strategy that can include personal insurance, liability insurance and life insurance, we help protect your family with a customized plan.

Speak with a Professional

Let’s begin the conversation. Submit this form to schedule an initial conversation to discuss how our services can assist you!